PRIVACY POLICY

At DS Global , we prioritize the privacy and security of our users. This Privacy Policy explains how we collect, use, and protect your personal information when you use our services related to home and education  loans, overseas education consultation and our allied banking or overseas products / services.

By accessing our website or using our services, you agree to the collection and use of information as outlined in this policy.

1. Information We Collect

We collect various types of information to provide and improve our services, including:

1. Personal Information

• Name
• Contact details (phone number, email address, mailing address)
• Date of birth
• Financial information (such as income details, employment status, bank account details, etc.)
• Identification documents (Aadhaar, PAN, Passport, etc.)

1. Loan-Related Information

• Loan requirements (amount, tenure, purpose)
• Property-related details for home loans
• Educational details for education loans and overseas education services (admissions, university preferences, etc.)

1. Browsing Information

• IP address
• Browser type
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and personalize our loan and overseas education consultation services
• To process loan applications and interact with banks/financial institutions
• To assist with university applications and visa processing for overseas education
• To improve our website and service offerings
• To communicate updates, offers, and promotions related to our services
• To comply with legal and regulatory requirements

3. Sharing of Information

We may share your personal information with:

• Partner financial institutions, banks, and lenders for loan processing
• Overseas education institutions, universities, and admission consultants
• Government bodies, regulatory authorities, or as required by law
• Third-party service providers that assist us in operating our website and services (e.g., payment gateways, hosting services)

We ensure that all third parties receiving your information are obligated to keep your data secure and use it only for the intended purposes.

4. Data Security

We are committed to safeguarding your personal information and use appropriate technical and organizational measures to protect against unauthorized access, alteration, disclosure, or destruction of your data.

While we strive to use commercially acceptable means to protect your information, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.

5. Cookies and Tracking Technologies

Our website uses cookies to enhance your user experience. Cookies help us understand how visitors interact with our site, provide relevant content, and improve our services. You may choose to disable cookies through your browser settings, though this may affect your experience with our website.

6. Your Rights

You have the following rights concerning your personal data:

• Access to your data: You can request a copy of the personal information we hold about you.
• Rectification: You can ask us to correct or update any inaccurate or incomplete information.
• Erasure: You can request the deletion of your personal data, subject to legal and contractual obligations.
• Data Portability: You can request to receive your personal information in a structured, commonly used, and machine-readable format.

To exercise these rights, please contact us at (our email id)

7. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such external sites, and we encourage you to read the privacy policies of any third-party websites you visit.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on our website. Please review this page periodically for the latest information on our privacy practices.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or the way we handle your personal information, please contact us at:

• Email: disha.secure@gmail.com (Please check with Mr.Nair)
• Phone: +91 9930545199 (Please check with Mr.Nair)

When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.